Merchant Services Calculator
Flat Rate Program
Merchant Services Calculator – Current vs Proposed
1) Business Inputs
Used to estimate transactions if not entered.
Purely informational in this version (not priced separately).
2) Current Pricing
3) Proposed Pricing
Results & Savings
Current Monthly Cost
$0.00
Effective rate: 0.00%
Proposed Monthly Cost
$0.00
Effective rate: 0.00%
Estimated Savings
$0.00 / mo
≈ $0.00 per year
| Breakdown | Current | Proposed |
|---|---|---|
| % Fees on Volume | $0.00 | $0.00 |
| Per-Transaction Fees | $0.00 | $0.00 |
| Fixed Monthly Fees | $0.00 | $0.00 |
| Total | $0.00 | $0.00 |
Interchange Plus Program
Pricing Program Comparison
Compare your current flat-rate processing costs with a transparent interchange-plus model.
Your Business Information
$
$
Current Program (Flat Rate)
%
$
Proposed Program (Interchange Plus)
%
%
$
Sample Interchange Schedule
Interchange fees are set by card networks and banks, and can vary based on card type and transaction method. These are approximate averages.
| Transaction Type | Rate (%) | Fee ($) |
|---|---|---|
| Visa Debit (Swiped) | 0.80% | $0.15 |
| Visa Credit (Swiped) | 1.54% | $0.10 |
| Visa Rewards (Swiped) | 2.10% | $0.10 |
| Mastercard Debit (Swiped) | 1.55% | $0.10 |
| Mastercard Credit (Swiped) | 1.75% | $0.10 |
| Visa Card Not Present (e-commerce) | 1.80% | $0.10 |
| Discover (Swiped) | 1.55% | $0.10 |
| Amex (Swiped) | 1.90% | $0.10 |
We at Payments Factory value providing world class solutions, service and support. We look forward to helping you accomplish your goals of profitably through the latest and best payment solutions and technology.
our address
165 Broadway 23rd Floor New York, NY 10006
780 Elkridge Landing Rd. Suite 210 Linthicum Heights, MD 21090